Now’s the time to get your service providers in the loop. Changing your address before you skip town can prevent major hassles like past-due bills, service lapses, and even identity theft. Keep an eye on incoming mail to see which companies you need to notify, but here are the biggies.

* The post office. Log on to moversguide.usps.com or go to your local branch to fill out a change of address form and arrange for mail forwarding.

* The IRS. Print out and mail in the IRS’ Change of Address form.

* Credit card companies. Don’t forget about store cards and loyalty programs!

* Banks. You’ll want easy access to your checking account on moving day, and you’ll also need to update online banks, retirement funds, and investment accounts.

* Utility companies. Arrange for service at your new address, and schedule shut-off at your old address for the end of the moving day, so you’ll still be able to turn on the lights and use the bathroom while you’re working.

* Home or renters’ insurance. Ask if they cover your possessions during transport, especially if you’re moving valuables or electronics in your own vehicle.

* Car insurance

* Health insurance

* Your doctor. Get referrals to physicians in your new area, and have your medical files transferred.

* Government agencies. If you have benefits from Social Security, Medicare, Medicaid, or any other government program, make sure you notify them of your move.

* Phone company, cable, and internet. Discontinue service at your old location and schedule new service.

* Cell phone provider

* Magazine subscriptions

* Clubs or organizations

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